Prosper is America’s first peer-to-peer lending marketplace- connecting people looking to borrow money with people who have money to invest. Peer-to-peer lending offers borrowers personal loans at low rates and an alternative to traditional bank financing while investors benefit from fewer middleman and high yield returns. Prosper Personal Loan Types Choose from a wide range of personal loan amounts and terms available only through our social lending marketplace Prosper offers fixed rate, "fully amortizing**", unsecured loans from $2,000 to $35,000. Loan terms of 3 and 5 years are available, depending upon Prosper Rating and loan amount. Along with attractive rates, these loans are offered with no penalties for paying off your loan early or for making partial prepayments. See why Prosper personal loans are a more attractive way to borrow than credit card or other consumer debt that could take years to pay off! Loan Terms Prosper Rating <=$4,000 $4,001 - $10,000 $10,001 - $15,000 $15,001 - $20,000 $20,001 - $25,000 $25,001 - $30,000 $30,001 - $35,000 • AA 3yr, 5yr 3yr, 5yr 3yr, 5yr 3yr, 5yr 3yr 3yr 3yr • A 3yr, 5yr 3yr, 5yr 3yr, 5yr 3yr, 5yr 3yr, 5yr 3yr, 5yr 3yr, 5yr • B 3yr, 5yr 3yr, 5yr 3yr, 5yr 3yr, 5yr 3yr, 5yr 3yr, 5yr 3yr, 5yr • C 3yr, 5yr 3yr, 5yr 3yr, 5yr 3yr, 5yr 3yr, 5yr • D 3yr, 5yr 3yr, 5yr 3yr, 5yr • E 3yr, 5yr 3yr, 5yr • HR 3yr *** For example, if you have a Prosper Rating of B and take a loan for $5000.00, then you will be charged a $247.50 closing fee. You will then receive $4752.50 in cash deposited directly into your bank account. If you have a B rating and no previous loans and take a 3 year loan, your interest rate will be 12.74% (16.33% APR) and your scheduled monthly payment will be $167.84. Use our quick online application to choose your loan amount and you’ll find a number of social lending options to choose from based on your qualifications. Check out Prosper social lending for your personal loan today!